Privacy Policy

1. Data Controller

Creating Financial Confidence is operated by Andrea Agarwal. For any privacy-related queries, contact: andrea@creatingfinancialconfidence.com

2. What Data We Collect

We may collect the following information when you interact with this website:

• Name and email address (when voluntarily submitted via contact forms)
• Responses to questionnaires (via Google Forms)
• Basic analytics data (pages visited, approximate location, device type) via Cloudflare Web Analytics

3. How We Use Your Data

• To respond to your enquiries
• To provide educational resources and coaching services
• To improve our website and services
• To send you resources you have requested

4. Legal Basis for Processing (GDPR)

We process personal data under the following legal bases:

• Consent: When you voluntarily submit your information via forms
• Legitimate interest: To improve our services and website experience
• Contract: To deliver coaching services you have signed up for

5. Data Sharing

We do not sell your personal data. Your data may be processed by:

• Google (forms and file hosting)
• Cloudflare (website hosting and analytics)

6. Cookies

This website does not use tracking or advertising cookies. Cloudflare may use essential cookies for security and performance purposes only.

7. Your Rights Under GDPR

If you are in the EU/UK, you have the right to:

• Access your personal data
• Rectify inaccurate data
• Request erasure of your data
• Restrict processing
• Data portability
• Object to processing
• Withdraw consent at any time

To exercise these rights, email andrea@creatingfinancialconfidence.com.

8. Data Retention

We retain your data only for as long as necessary to fulfil the purposes outlined above, or as required by law. You may request deletion at any time.

9. Security

We take reasonable measures to protect your data, including using HTTPS encryption and secure third-party services.

10. International Transfers

Your data may be processed in countries outside the EU/UK (via Google and Cloudflare infrastructure). These providers maintain appropriate safeguards including Standard Contractual Clauses.

11. Changes to This Policy

We may update this policy from time to time. Changes will be posted on this page with an updated date.

12. Contact

For any questions about this privacy policy or your data, contact:
andrea@creatingfinancialconfidence.com